Give yourself a break.
We could all use a little extra cash in our wallet. If you have loans in good standing with us, you could qualify to skip your next loan payment.
Skip a loan payment
Clicking the button above will take you to Online Banking. Your login information is required to access Skip-a-Pay. This page is secure.
How it Works
- Eligible loans are Personal, Auto, and Platinum Rewards Mastercard®
- Loan must be opened for a minimum of six months
- Maximum of (2) payment skips in a 12-month period
- Loan cannot be more than 30 days delinquent
Questions? We have answers.
Is there a fee for Skip-a-Pay?
There is a $20 fee for payments skipped via online or mobile banking. There is a $35 fee for payment skip requests in-branch or via phone.
Can I skip two payments in a row?
Yes, loans may be skipped for two consecutive months, as long as no other payments have been skipped in a 12-month period.
Which loans do not qualify for Skip-a-Pay?
Modification loans, Mortgage, Home Equity Loans, Home Equity Line of Credit, Secured Credit Card, Certificate/Share Secured Loans, and Business Loans are not eligible for Skip-a-Pay.
How does skipping a payment affect finance charges?
On qualifying loans, interest will continue to accrue during the waived payment period which will result in the term of the loan being extended.
How does skipping a payment affect Payment Protection or GAP Insurance? For loans with Payment Protection or GAP insurance, a skipped payment may have an adverse impact on how the insurance/protection is paid by the carrier.
Skip a loan payment
Clicking the button above will take you to Online Banking. Your login information is required to access Skip-a-Pay. This page is secure.
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