Savings goals? Let’s go.
Ready to start saving? It's easier than you think! Open a Palisades Credit Union savings account with just $5. Make saving effortless with automatic transfers from your checking account.
- Unlimited Palisades Credit Union ATM Access
- Ability to receive account notifications through Online Banking
- Account may be used as collateral for a secured loan
Savings Account Features:
- Unlimited Palisades Credit Union ATM Access
- Ability to receive account notifications through Online Banking
- Account may be used as collateral for a secured loan
| Product | Rate* | APY** |
|---|---|---|
| Savings | 0.04% | 0.04% |
| Special Savings | 0.04% | 0.04% |
| High-Yield Savings ($0 - $9,999.99) | 0.04% | 0.04% |
| High-Yield Savings ($10,000+) | 1.98% | 2.00% |
| High-Yield Savings ($150,000+) | 3.93% | 4.00% |
| OPEN AN ACCOUNT | ||
Money Market Account Features
Earn higher interest than a traditional savings account while giving you easy access to your funds.
- Low minimum balance of $2,5001
- Tiered Dividend Rates
- Ability to transfer funds automatically from your account
- Six withdrawal/transfer allowances per month
- Ability to receive account activity notifications through Online Banking
| Product | Rate* | APY** |
|---|---|---|
| (Minimum Balance $2,500.00) (Minimum balance to earn APY is $2,500.00) | ||
| Tier 1 ($2,500 - $9,999) | 0.05% | 0.05% |
| Tier 2 ($10,000 - $24,999) | 0.10% | 0.10% |
| Tier 3 ($25,000 - $49,999) | 0.15% | 0.15% |
| Tier 4 ($50,000 - $99,999) | 0.20% | 0.20% |
| Tier 5 ($100,000 - $249,999) | 0.25% | 0.25% |
| Tier 6 ($250,000+) | 0.30% | 0.30% |
| Open An Account | ||
Fixed Tier Rate Certificate Features:
Fixed-tier-rate certificates give you a set rate for the term of your certificate based on your opening balance.
- Higher yields than savings, checking, and money market accounts
- Flexible terms from 3 to 60 months
- Eligible for yield increases for higher deposits
- Can be pledged as collateral for a secured loan
- It only requires a $500 minimum deposit
| Product | Rate* | APY** |
|---|---|---|
| (Minimum Balance $500.00. Minimum Balance to earn APY is $500.00) | ||
| 3 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 5 Month | ||
| $500 + | 4.64% | 4.75% |
| 6 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 9 Month | ||
| $500 + | 4.16% | 4.25% |
| 12 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 18 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 24 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 25 Month | ||
| $500 + | 3.68% | 3.75% |
| 35 Month | ||
| $500 + | 3.92% | 4.00% |
| 36 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 48 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| 60 Month | ||
| $500 - $9,999.99 | 0.05% | 0.05% |
| $10,000- $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 - $149,999.99 | 0.20% | 0.20% |
| $150,000 + | 0.20% | 0.20% |
| Open An Account | ||
Open your savings account
Open a savings account with Palisades Credit Union today and enjoy the benefits of credit union membership. Apply online or visit us at our Nanuet, New City, or Orangeburg branches. Have questions? We're here to help! Contact us with any questions about membership or our deposit accounts.
*APY = Annual Percentage Yield. As of 08/1/2024, balances under $10,000 will earn 0.04% APY; balances $10,000.00 - $149,999.99 will earn 2.00% APY; balances $150,000+ will earn 4.00% APY. Minimum opening balance of $10,000 required; a monthly fee will be assessed if minimum balance is not maintained. Additional terms and conditions apply, see Fee Schedule for details. APY is variable and subject to change without notice. Must be eligible for membership with Palisades Credit Union to open account, visit website for details. Federally insured by NCUA.
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