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Personal loans from here, for here
We understand that life throws unexpected expenses your way. That's why we offer convenient personal loans to help you cover them. Enjoy the credit union member benefits of competitive rates and flexible terms on Unsecured and Secured Personal Loans.
Unsecured Personal Loans
Need cash for an emergency home repair or to fund a personal goal? An unsecured personal loan from Palisades Credit Union could be the answer!
- Competitive rates and terms
- Borrow up to $30,000
- Flexible terms and payment options
- Get approved based on your credit history and income
- Use the funds for anything, from debt consolidation to home improvements
Secured Personal Loans
Want to access funds at a lower interest rate? Borrow against your savings or certificate account and enjoy greater savings with a secured personal loan.
- Get a more affordable loan by using your savings as collateral
- Build or repair your credit score responsibly
- Borrow up to the amount of your deposit
- Choose a repayment plan that fits your budget
Not sure which option is the best fit? Palisades Credit Union is here to help you navigate the choices.
We're in your corner
We're more than just a lender–we're your neighbors, committed to providing financial solutions that empower our community. We make the loan process easy and affordable, and we’re here to help you find a loan with competitive rates and flexible terms that fit your budget.
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*APR = Annual Percentage Rate. Maximum loan amount is $30,000 for a 60 month term; maximum loan amount will be less for shorter terms. Loan must fund before 12/31/2024 to qualify for promotional rate. Promotional rate is subject to change at any time without notice and is subject to credit approval based on Lender’s credit criteria, loan amount, and loan term. Offer cannot be combined with any other offer and is not valid on loans currently financed with the Credit Union. Lowest advertised rate requires automatic payment and assumes excellent credit profile. Based on a $5,000 loan with a 6.99% APR for 36 months, monthly payments will be $154. Federally insured by NCUA.
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