APPLY Online
Home lending with a local touch
Buying your first home? Looking to refinance? As your local mortgage lender, we’re here to make the process smooth and successful. Let’s get you in the door.
Neighborly advice. Big results.
Our experienced team is here to help you find your dream home. With local knowledge and a love of our community, we work with you from start to finish because we can’t wait to call you our neighbor.
- Get personalized guidance to help you find the right mortgage for you
- Take advantage of local expertise in the Rockland and Bergen County housing markets
- Get a great deal on your home loan with our competitive rates & terms
- Have peace of mind with step-by-step support, from pre-approval to closing
Fixed-rate mortgages
Enjoy predictable payments and peace of mind with a Fixed-Rate Mortgage. Your interest rate stays the same for the life of the loan (15, 20, or 30 years), making budgeting easy.
- Consistent monthly payments
- Protection from rising interest rates
- Long-term financial planning
APPLY Online
Adjustable-rate mortgages
A mortgage with a lower introductory interest rate can change periodically based on market conditions. This option may be suitable if you move or refinance before the rate adjusts.
- Potentially lower initial payments
- Ideal for short-term homeowners
APPLY Online
VA mortgages
Discover exclusive benefits and terms for eligible veterans, active-duty military, and surviving spouses, making homeownership more attainable.
- No down payment required
- Flexible credit guidelines
- Limits on closing costs
APPLY Online
First-time homebuyers
Navigating the world of mortgages can be daunting, especially for first-time home buyers. Our experienced lenders are here to simplify the process and help you find the perfect loan for your needs.
- Get clear and transparent answers to all of your questions
- Find a mortgage that fits your budget and goals with our personalized solutions
- Enjoy a seamless application process with our guidance every step of the way
Learn More
Mortgage refinance
Refinancing your mortgage with Palisades Credit Union could save you money and help you reach your financial goals faster. Whether you're looking to lower your monthly payment, switch to a fixed rate, or access your home equity, we're here to help.
- Lock in a potentially lower rate than your current mortgage rate
- Switch from an adjustable-rate to a fixed-rate mortgage
- Tap into your home equity with a cash-out refinance
Apply Now
Ready to join the community?
Our local mortgage experts are ready to guide you every step of the way. Fill out the form below, and one of our team members will be in touch.
Go to main navigation