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With a Home Equity Line of Credit (HELOC), you decide what comes next! Plus, enjoy no closing costs up to $250,000!
Choose from two introductory rates1:
6-Month Intro Rate: 3.99% APR2
or
12-Month Intro Rate: 5.74% APR2
What's a HELOC?
A HELOC is like a credit card but with the security of your home as collateral. Home equity is the difference between the value of your home and the amount you still owe on your mortgage. Your home equity increases as you pay off your mortgage, make home improvements, or as local property values rise. That equity can then be used in the form of a HELOC!
You built the equity, now enjoy it!
You can use your HELOC like cash for just about anything, including
- Home renovations or repairs
- An emergency fund
- Debt consolidation
- Starting a business
- Additional real estate like a rental property, vacation home, or second home
- And more!
1The fixed introductory rate will be in effect the 6 or 12 months after your account is opened, depending on the promotion selected, and whether or not funds have been advanced from your HELOC during that time. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable APR.
2APR=Annual Percentage Rate. Minimum loan amount is $25,000, maximum loan amount is $500,000. HELOCs have a floor rate of 3.50% and a ceiling of 15.00%. After the introductory rate period, rates will adjust based on the Wall Street Journal Prime Rate and the loan-to-value and lien position of the HELOC. Prime Rate as of 12/19/2024 is 7.50%. Closing costs are waived on credit lines up to $250,000, additional conditions and geographic limitations may apply. Federally insured by NCUA.
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