Better solutions for your everyday banking needs
From online account opening to ATM-fee refunds, no monthly service fee, and rewards options, we are proud to bring you the best features a checking account can offer.
Why open a checking account with PCU?
In addition to our full menu of personal and business banking products and financial services, Palisades Credit Union offers a wealth of educational resources and other perks to our member-owners. As a member of Palisades Credit Union, you can become eligible for certain benefits such as our Palisades Perks (free notary service and special discounts on other popular services). We also partner with Turbo Tax to offer a discount on Turbo Tax federal products to our members.
If you're looking for the best checking accounts in Orangeburg, New City, or Nanuet, we are confident that you'll find what you're looking for at Palisades Credit Union. Compare our checking account options below.
Rewards Checking
Earn refunds on your ATM withdrawal fees, nationwide!* All for doing simple activities that make banking more convenient**.
Open a Rewards Checking account and enjoy:
- Refunds on ATM withdrawal fees, nationwide (up to $18 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
Basic Checking
Do you like to keep things simple? Our Basic Checking Account offers the core features you're looking for with:
- Unlimited Check Writing
- Debit Card
- A2A Transactions
- Online and Mobile Banking
- A network of Palisades Credit Union ATMs and Surcharge-free ATMs
- Multiple ways to waive monthly maintenance fee2
Student Checking
Teach your student about the importance of financial literacy with our Student Checking Account.
- Available for ages 13-21 (Minors under 18 will need a joint member)
- No monthly service fee
- Debit Card
- Online and Mobile Banking
- A network of Palisades Credit Union ATMs and Surcharge-free ATMs
- Free ATMs withdrawals nationwide
1 The following qualifications must be met to qualify for ATM refunds each month: have at least 12 debit card purchases post and settle, be enrolled in e-statements, and receive at least one direct deposit into checking account. Monthly qualification cycle means a monthly calendar period. When Rewards Checking qualifications are met during a Monthly Qualification Cycle, you will receive reimbursements up to $180.00 for nationwide ATM fees incurred. When qualifications are not met, ATM fees are not refunded. Rewards Checking accounts with no debit card activity in a 90-day period will be converted to a Basic Checking account.
2 See fee schedule for monthly maintenance fee information.